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And whether you pay your advisor directly versus whether your advisor earns commissions for your investments makes a dissimilarity in what ends up in your portfolio. You need to ask them about their “investment philosophy” i.e., would they manage your extra money?
Let’s say you are OK putting 5% in or $25,000. Now, you are not comfortable losing all with the $25,000. Well, Watson, you found your risk plan for agriculture. When you find yourself OK losing $15,000 even though $25,000, isn’t your risk $10,000? And in case your risk is $10,000 on $25,000, then the willing to risk 40% on this piece with the pie. Acknowledge that this can be a riskier, more volatile investment, 40% can make you an average investor.